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SKLAVOUNOS & ASSOCIATES LAW FIRM ESTABLISHED 1986
Insolvency & Banking Law Practice

Debt Relief &
Banking Law in Greece

Immediate primary residence protection, statutory debt restructuring up to 420 installments under Law 4738/2020, and aggressive courtroom defense against electronic foreclosure auctions.

+30 22310-38536
Up to 420
Monthly Installments
Law 4738
Out-of-Court Workout
Injunctions
Auction Suspensions
Banking Law Greece

Strict 45-Day Deadline

Immediate action is imperative upon service of a payment order.

Strategic Defense

Comprehensive Debt Resolution

Navigating complex banking regulations and debt settlement mechanisms with proven legal solutions.

Out-of-Court Settlement

Submission and legal oversight through the state electronic platform (Law 4738/2020). Restructuring all debts to the State, Social Security, and banks into up to 420 monthly installments with principal haircuts.

  • Up to 420 installments for State & EFKA
  • Up to 240 installments for Banks & Funds
  • Binding algorithmic debt write-offs

Foreclosure Defense & Stays

Filing formal oppositions and motions for suspension of enforcement (Articles 933 and 938 of the Greek CCP) to halt impending electronic auctions initiated by servicing funds.

  • Annulment of predatory payment orders
  • Immediate injunction stopping auctions
  • Defense against illegal interest rates

Direct Servicer Negotiations

Bilateral, lawyer-led negotiations with all loan servicers (doValue, Cepal, Intrum, quant) for one-off discounted payoffs (haircuts up to 70%) or sustainable long-term settlement contracts.

  • Substantial lump-sum settlements
  • Release of guarantors & mortgages
  • Comprehensive debt discharge contracts
FAQ

Banking & Debt Questions